Banoffee Pie Overnight Oats are a yummy way to start your day! With creamy bananas, sweet toffee, and crunchy oats, they taste just like dessert for breakfast.
Honestly, who wouldn’t want to wake up to something that tastes like banoffee pie? I love making these the night before; it’s a quick, no-cook breakfast that’s always a treat!
Key Ingredients & Substitutions
Rolled Oats: These are the heart of your overnight oats! They soak up the liquid and become creamy. If you’re in a pinch, quick oats work too, but they’ll have a softer texture.
Chia Seeds: They add a nice gel-like consistency and extra fiber. If you don’t have them, you can skip them, but I recommend keeping them if you can—they’re nutritious and help with texture.
Milk: I love using almond milk for a subtle nutty flavor, but feel free to use any milk you prefer, including oat, soy, or regular cow’s milk.
Dulce de Leche: This adds that sweet, caramel flavor. If you can’t find it, you could use regular caramel sauce or even homemade caramel if you have the time!
Banana: Fresh, ripe bananas give the best flavor. If you’re not a banana fan, try replacing it with sliced strawberries or even apples for a different twist.
Peanut/Almond Butter: I adore the extra nutty flavor it brings, but if you have nut allergies, sun butter or simply skipping it works fine.
How Do I Get Perfectly Creamy Overnight Oats?
The key to getting those oats perfectly creamy is all in the soaking process. By letting them sit overnight, the oats and chia seeds absorb the liquid, softening nicely. Here’s how to nail it:
- Mix the rolled oats, chia seeds, milk, and yogurt in a bowl or jar.
- Stir everything well to ensure the chia seeds and oats are evenly distributed.
- Cover and refrigerate for at least 4 hours or overnight. The longer they sit, the creamier they become!
- When you’re ready to enjoy, give the mixture a quick stir to combine it again, then layer with your toppings.
These simple steps will help prevent any clumps and ensure a delightful creamy texture that’s just like dessert for breakfast!

Banoffee Pie Overnight Oats
Ingredients:
- 1/2 cup rolled oats
- 1 tablespoon chia seeds
- 1/2 cup milk (dairy or plant-based)
- 1/4 cup plain yogurt (optional for creaminess)
- 1/3 cup dulce de leche or caramel sauce
- 1 ripe banana, sliced (reserve some slices for topping)
- 2 tablespoons peanut butter or almond butter (optional for the toffee layer)
- Whipped cream or coconut cream for topping
- Dark chocolate, chopped or shaved for garnish
- Pinch of cinnamon (optional)
Time Needed:
This recipe takes about 10 minutes to prepare, plus at least 4 hours (or ideally overnight) to chill in the fridge. It’s a quick and easy way to make your breakfast ahead of time!
Instructions:
1. Combine the Base:
In a mixing bowl or jar, combine the rolled oats, chia seeds, milk, yogurt (if using), and a pinch of cinnamon. Stir well to blend everything nicely. This mixture will set the foundation for your delicious overnight oats!
2. Chill Out:
Cover the bowl or jar and pop it in the fridge. Let it chill overnight, or for at least 4 hours. This step is essential as it helps the oats and chia seeds absorb the liquid and soften up, making them creamy and delightful.
3. Layer It Up:
In the morning, give the oat mixture a good stir. Spoon half of the creamy oats into a serving glass or bowl as your first layer. Spread a layer of dulce de leche or caramel sauce over the oats. For an extra tasty twist, mix some peanut or almond butter with the caramel before layering it on.
4. Add the Bananas:
Next, add a layer of sliced bananas right on top of the caramel. This will bring that classic banoffee flavor to your oats!
5. Finish Strong:
Top with the remaining oat mixture, packing it in nicely. Now for the fun part—add a generous dollop of whipped cream or coconut cream on top for that indulgent finish.
6. Garnish and Serve:
Finally, garnish with some more banana slices and chopped or shaved dark chocolate. Serve immediately and dive into your delightful, creamy breakfast treat that tastes just like banoffee pie!
Can I Use Quick Oats Instead of Rolled Oats?
Absolutely! Quick oats will work in this recipe, but they will have a softer texture than rolled oats. If you prefer a bit more chewiness, rolled oats are the way to go.
How Can I Make This Vegan?
To make the Banoffee Pie Overnight Oats vegan, use plant-based milk (like almond or oat milk), skip the yogurt or use a plant-based yogurt, and ensure the dulce de leche or caramel sauce is dairy-free. Most coconut creams also fit perfectly!
Can I Make These Oats Ahead of Time?
Definitely! These oats can be prepared 2-3 days in advance and stored in the fridge. Just layer everything in jars, and grab one for a quick breakfast any day of the week!
What Can I Substitute for Dulce de Leche?
If you can’t find dulce de leche, regular caramel sauce is a great alternative. You can also make homemade caramel sauce with sugar, cream, and butter if you’re up for it!



